Smart Pay lets you spread your fuel costs out over 12 months to make your bills easier to manage. This program also includes a price cap, which puts a ceiling on how high your fuel price can rise. Smart Pay also includes downside protection. This means that any time our daily market price drops below your cap price between May 1, 2011 and April 30, 2012,you’ll pay the lower price, guaranteed.

 

Pre-Pay

When you prepurchase your fuel, you lock in a preseason rate, and guarantee that your price will not go up during the winter no matter what happens in world oil markets. You make a single payment upfront, specifying the number of gallons you wish to buy. There are downsides, however. If you order too little oil, you must pay market prices for additional oil for the rest of the season. And if oil prices fall more than $ .20 a gallon, you will not take advantage of the drop in prices.